Group Payments

What Are Group Payments and How Do They Work?

In the world of ecommerce, providing customers with a smooth and hassle-free checkout experience is essential to drive sales and build brand loyalty. One way to achieve this is by offering group payments. Group Payment is a payment processing solution that enables customers to pay for their own share when they purchase products or services in a group. In this article, we will explore what group payments are, how they work, what kind of advantages they provide for customers and why they are important for ecommerce companies.

What are Group Payments?

Group payments refer to a payment solution where a single payment is divided into multiple parts and distributed among different parties involved in the transaction. In the context of ecommerce, group payments are particularly useful when customers want to purchase products or services as a group and they want to make a single transaction. Instead of having to make multiple payments and manage different payment processes, group payments allow customers to pay a single amount and have that amount divided among the relevant parties.

How do Group Payments work?

The group payment process typically starts when a customer initiates a purchase and provides their payment details. This process has four easy steps which we explain in this paragraph: 

  1. First the required products must be added to the cart and then customers can choose the group payment method. 
  2. In the second step the lead purchaser chooses to split the basket between the members of the group equally or the customer has the alternative to split it by items.
  3. The lead buyer is responsible for the invitation of peers to join the group transaction, which can happen via email, SMS, QR code or via a shared link.
  4. Each member of the group must agree regarding their shares and then they can enter their card details in order to pay their share.

Once the payment is divided, the appropriate amount is sent to the seller through their payment gateway or account. The customer is charged a single payment amount, and the seller receives their payment without having to manage separate transactions and payment processes.

Benefits of Group Payments

Group payments offer several benefits for ecommerce companies. First and foremost, they can help increase revenue as they  to streamline the checkout process and improve the customer experience. Through one bought item or service companies get access to more customers since they must leave their contact data, such as their email address. Thus ecommerce businesses can increase their sales, broaden their customer network. 

In  conclusion, group payments are an important tool for ecommerce companies looking to simplify payment processing and improve the customer experience. By enabling customers to pay for a product or service in a single transaction group payments can streamline the checkout process, reduce transaction costs, and improve transparency and trust among partners. As we discussed, the benefits which are provided by group payment can be significant for both ecommerce companies and their customers.

What’s next?

At WLPayments, we ensure our payment partners have access to all the relevant payment data. Through a platform and/or API. Do you have any follow-up questions after reading this article? Reach out to us; we will gladly help you find the answers. Fill out the form below, and we will contact you shortly. Or drop us an email at

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